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Tailored Debt Consultancy for Unique Business Needs

We recognise that the needs of our clients are always bespoke — no two circumstances are the same. For certain businesses, a more tailored approach is essential.

That’s why we offer a consultancy service that combines cutting-edge technology with extensive experience addressing the diverse challenges of businesses managing debt.

Financial review

Covenant testing

Exit advisory

Forecasting / Modelling

Corporate Advisory

Acquisition research

Preparation of Information Memorandum

Negotiations with lenders

Major accounting firms

Our debt consultancy service is designed for businesses with any the following:

Complexity

Complex ownership
Mature businesses seeking strategic support / plans

Growth and Strategy

Growing rapidly
Acquisitive businesses (one-off transactions or buy-and-build strategies)
Transitioning from SME to mid-market

Financial Profile

Turnover £10M+
Funding needs £2M+
Substantial existing debts

We are passionate about partnering with ambitious, growing businesses or stable companies ready for transformation.

Disclaimer: Spark Finance Ltd (Registered office - 18 John Stow House, London, England, EC3A 7JB, Registered Number 10128297) helps UK firms access business finance. Spark is a credit broker, not a lender. Any quotes provided are for information purposes only and subject to status and separate lender terms and conditions. Applicants must be aged 18 and over. Guarantees and Indemnities may be required. Spark Finance may receive commission from lenders which may vary depending on the lender, product, or other permissible factors. The nature of any commission model will be confirmed to you before you proceed.

Spark Finance Ltd is authorised and regulated by the Financial Conduct Authority in the UK (FRN 958123).