Trade Finance in Solihull
Trade finance helps UK businesses manage the cash flow gap in their supply chain - between paying suppliers and receiving payment from customers. Spark Finance helps Solihull businesses access competitive trade finance through our panel of 250+ specialist UK lenders.
At a glance
Typical rate
2-5% above base rate
Amount range
£10,000 to £25m
Decision time
3-10 working days
UK lenders
250+
Why choose Spark Finance for trade finance in Solihull?
We work with Solihull businesses every day to find the most competitive trade finance from our panel of 250+ specialist UK lenders.
Bridge the gap between paying suppliers and receiving payment
Fund larger orders without straining cash flow
Available for domestic and international trade
Facilities grow with your order book
Access to specialist trade finance lenders
What is Trade Finance?
Trade finance helps UK businesses manage the cash flow gap in their supply chain - between paying suppliers and receiving payment from customers. From purchase order finance to supply chain finance and import/export loans, trade finance enables businesses to take on larger orders and trade internationally with confidence.
Business finance for Solihull and the West Midlands
Solihull sits within West Midlands, part of the West Midlands - the UK's manufacturing core, particularly strong in automotive, aerospace and advanced engineering. Businesses in Solihull benefit from the wider economy of West Midlands and the West Midlands, with funding requirements that span working capital, equipment and growth.
The West Midlands is home to roughly 470,000 businesses, with manufacturing accounting for a higher share than the UK average. Spark Finance regularly arranges trade finance for automotive, advanced manufacturing, logistics businesses across the West Midlands, including in Solihull.
Whether you're a automotive business or operating in another sector entirely, our brokers in England can match your application to the most suitable lenders on our panel.
Trade Finance in nearby areas
We also help businesses across West Midlands and the wider the West Midlands region.
Trade Finance by industry in Solihull
We provide specialist trade finance for all major industry sectors in Solihull.
Frequently asked questions
What is the difference between trade finance and invoice finance?
Invoice finance releases cash from invoices you've already raised to customers. Trade finance helps you pay suppliers before you've even started production or shipped goods. They complement each other and both can be used alongside working capital facilities.
Can start-ups access trade finance?
Trade finance is generally more accessible to established businesses with a track record. However, some specialist lenders will consider start-ups with strong purchase orders or contracts in place. Security or a personal guarantee may be required.
What documents are needed for trade finance?
Typically: purchase orders or contracts, supplier invoices or pro-forma invoices, business bank statements (3-6 months), company accounts, and details of your trading history. For international trade, import/export documentation is also required.