Trade Finance in Exeter
Trade finance helps UK businesses manage the cash flow gap in their supply chain - between paying suppliers and receiving payment from customers. Spark Finance helps Exeter businesses access competitive trade finance through our panel of 250+ specialist UK lenders.
At a glance
Typical rate
2-5% above base rate
Amount range
£10,000 to £25m
Decision time
3-10 working days
UK lenders
250+
Why choose Spark Finance for trade finance in Exeter?
We work with Exeter businesses every day to find the most competitive trade finance from our panel of 250+ specialist UK lenders.
Bridge the gap between paying suppliers and receiving payment
Fund larger orders without straining cash flow
Available for domestic and international trade
Facilities grow with your order book
Access to specialist trade finance lenders
What is Trade Finance?
Trade finance helps UK businesses manage the cash flow gap in their supply chain - between paying suppliers and receiving payment from customers. From purchase order finance to supply chain finance and import/export loans, trade finance enables businesses to take on larger orders and trade internationally with confidence.
Business finance for Exeter and the South West
Exeter sits within Devon, part of the South West - a diverse regional economy spanning aerospace, marine, agriculture, tourism and creative sectors. Exeter has an active local business community in Devon, ranging from independent operators to mid-sized employers.
Around 530,000 businesses are based in the South West, with a strong base of independent SMEs. Spark Finance regularly arranges trade finance for aerospace, marine engineering, tourism businesses across the South West, including in Exeter.
Whether you're a aerospace business or operating in another sector entirely, our brokers in England can match your application to the most suitable lenders on our panel.
Trade Finance in nearby areas
We also help businesses across Devon and the wider the South West region.
Trade Finance by industry in Exeter
We provide specialist trade finance for all major industry sectors in Exeter.
Frequently asked questions
What is the difference between trade finance and invoice finance?
Invoice finance releases cash from invoices you've already raised to customers. Trade finance helps you pay suppliers before you've even started production or shipped goods. They complement each other and both can be used alongside working capital facilities.
Can start-ups access trade finance?
Trade finance is generally more accessible to established businesses with a track record. However, some specialist lenders will consider start-ups with strong purchase orders or contracts in place. Security or a personal guarantee may be required.
What documents are needed for trade finance?
Typically: purchase orders or contracts, supplier invoices or pro-forma invoices, business bank statements (3-6 months), company accounts, and details of your trading history. For international trade, import/export documentation is also required.