Fund your import and export cycles with confidence
Bridge the gap between paying suppliers and receiving customer payment
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
£250M+
Finance arranged
5,000+
Businesses helped
100+
UK lenders on panel
4.9
Trustpilot rating
The smarter way to find business finance
Flexible
Facilities that grow with your order book - no fixed monthly payments.
Specialists
Trade finance specialists with deep relationships with specialist trade lenders.
Fast decisions
Facilities set up quickly so you can fulfil orders without delay.
Tailored solutions
We structure trade finance around your specific supply chain and payment cycles.
From application to funds in three steps
Tell us what you need
Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.
We match you with lenders
Our advisers instantly compare 100+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.
Review offers and receive funds
Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.
Get your personalised quote
in 60 seconds
Compare 100+ UK lenders with one short form. Soft search only, no impact on your credit score.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
Trade finance through Spark Finance
Trade finance bridges the cash flow gap between paying suppliers and receiving customer payment - allowing you to fulfil larger orders without straining working capital. Spark Finance works with specialist trade finance lenders to arrange import finance, export finance, letters of credit, and supply chain finance for UK businesses of all sizes. Facilities from £25,000 to £10m+, with decisions typically within 1-2 weeks and same-day drawdown once a facility is in place.
Do you qualify?
UK importer, exporter, or distributor
Confirmed purchase orders or supplier contracts
3+ months trading
All sectors considered
Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.