Access 100+ UK business lenders in one place
Spark Finance is an FCA Authorised credit broker. One application, 100+ lenders compared. No upfront fees.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
£250M+
Finance arranged
5,000+
Businesses helped
100+
UK lenders on panel
4.9
Trustpilot rating
The smarter way to find business finance
100+ lenders in one place
Access the broadest UK business finance panel with a single application.
FCA Authorised
Regulated broker. We act in your best interests at every stage.
Soft search only
Compare your options without affecting your credit score.
No upfront fees
Free to apply. Success fee only on completion.
From application to funds in three steps
Tell us what you need
Complete our short form in under 2 minutes. Share your funding requirement, annual turnover, and finance purpose. No lengthy paperwork at this stage.
We match you with lenders
Our advisers instantly compare 100+ UK lenders and select the most suitable options for your business profile. Soft credit search only, no impact on your score.
Review offers and receive funds
Receive a clear summary of available offers with rates and terms. Accept the best option and we manage the paperwork. Funds typically released within 24-72 hours.
Get your personalised quote
in 60 seconds
Compare 100+ UK lenders with one short form. Soft search only, no impact on your credit score.
Get started
Soft search only. No impact on your credit score.
Representative example: Rates from 6.9% p.a. Subject to status and lender assessment. Security may be required.
The smarter way to find business finance
Spark Finance is an independent FCA Authorised credit broker that compares 100+ specialist UK lenders across every major product type. Our advisers assess your business profile and funding requirements, identify the most suitable options from the whole market, and manage the process from application to funded - with no upfront fees and full rate transparency before you commit.
Do you qualify?
UK registered business
3+ months trading
All sectors and purposes considered
All credit profiles considered
Eligibility criteria vary by lender and product. Spark Finance works with specialist lenders who consider all business types and credit profiles. Soft search only.