Trade Finance Calculator
Trade finance funds the gap between paying suppliers and receiving customer payment. Enter the order value, advance rate and term to see the indicative cost.
Your inputs
Estimated cost
Funded amount
£400,000
Interest over trade cycle
£8,876.71
Arrangement fee
£4,000.00
Total cost of finance
£12,877
Assumptions used in this calculator
- Indicative pricing; actual rates depend on the counterparties, country risk and trade documentation.
- Excludes letter of credit, FX hedging and any documentary collection fees.
Calculator questions
What documents are needed for trade finance?
Typically: purchase orders or contracts, supplier invoices, business bank statements, accounts, and shipping/import documentation for international trade.
Can trade finance fund 100% of an order?
Some structures (such as fully-confirmed back-to-back letters of credit) can cover up to 100%. Most working trade finance lines fund 70-90%.
How to get trade finance through Spark Finance
- 1
Complete the free calculator above to understand your estimated monthly repayment.
- 2
Click 'Check your eligibility' to start your full application in under five minutes.
- 3
Spark Finance approaches multiple lenders and presents you with competing offers to compare.
- 4
Accept your preferred offer and funds are typically released within 24-72 hours.
Learn more about trade finance
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